Is Shopping Online As Safe as Traditional Shopping?

Well the answer is, “it can be” and sometimes even safer. “Well, I just don’t believe that”, you might say and if you read my article in it’s entirety I will try to explain my stand on this.

First let me tell you a little about my online shopping background. I am an experienced online shopper and yes I have had my credit card information stolen but, believe it or not, it was stolen before I ever used it online. I have been on both sides of the fence also; I have purchased products online and sold products online (both as a storefront and on auction sites). I will be happy to say I have had very few instances where I have been skeptical about purchases I have made online and never has my skepticism outweighed the money I save by shopping online. Below you will find the major points to online shopping safety.

1. How do I decide whether a shop is legitimate?

Determining whether a store is legitimate comes down to some of the same principles you use in brick-and-mortar stores. Can I easily contact someone if there is a problem? Does the location seem safe? Does the shop look professional? Do they accept safe forms of payment (discussed later)? These questions should also be used when shopping online. Always check their contact information and make sure it is readily available. Read about their history if it is available. Make sure they have a return policy, and a privacy policy (you can usually find these at the bottom of most stores sites). The store should appear to be a store you would feel safe buying from but this cannot be completely relied on without the other principles.

2. What can I do to make sure that I don’t get ripped off?

Just like in the real world, there is no guarantee that you will never be ripped off. However, there are things you can do to eliminate the chances of it happening to you. Make sure to read all terms of service, privacy policies, and shipping policies on a shops site before making a purchase. When purchasing from a shop and you are to the point where you are filling in personal information (i.e. address, credit card number, etc.) make sure that there is a little lock icon at the bottom right hand side of your browser and that the start of the address is “https://” instead of just “http://”. This shows you that you are making a transaction over a secure and safe connection. You can even click the lock to get even more information about the security. Always read all the fine print when making a purchase and make sure to print your receipt or confirmation as this could be your proof of purchase when making an inquiry to the store if there are any issues with your purchase. 레플리카쇼핑몰

3. Should I pay with cash that way they can’t get their grubby little hands on my credit card number?

I always use a credit card to make purchases online because I have the added protection of the credit card company. Credit cards are the absolute safest way to purchase because you have the legal right to dispute transactions made on your card. Along with my bank, the credit card companies will usually just return your money to you and go after the store or person who made the fraudulent sale. You should check with your card provider and I think you will find that they have a great policy on settling fraudulent transactions for you.

When you use cash or a money order with a fraudulent company or individual, they can essentially “take the money and run”. Does this mean I should never use a check, cash, or money order? No, it doesn’t. It just means you don’t have as much recourse if you end up getting ripped off and extra precautions should be taken.

 

 

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